Designed for Growing Financial Institutions.

Built for Small and Medium Lending Businesses.

A practical loan management system designed to support growing financial organisations. EchoVault is a modern loan management system designed for small to medium-scale lending organisations. It brings clarity, control, and flexibility to every stage of the loan lifecycle — from borrower onboarding to repayment tracking and reporting.

EchoVault is not just a loan tracker — it is a complete loan management solution built for clarity, accountability, and long-term scalability. It helps lenders operate more professionally while giving borrowers confidence through transparency and structure.

System-Wide Advantages

EchoVault is designed to help small and medium financial organisations manage loans with greater clarity, accuracy, and control.

How it works

Accuracy & Consistency

Scalable Design

Flexible Configuration

Secure Data Management

Operational Efficiency

Reduced Manual Work

Admin side:

EchoVault gives administrators full visibility and control over loans, borrowers, and repayments through a clean, structured dashboard.

  • Centralised Dashboard
    View total borrowers, active loans, pending applications, and total loan value at a glance.
  • Advanced Loan Management
    Create and manage loans with flexible terms, repayment frequencies, interest models, and repayment methods (e.g. equal principal).
  • Detailed Repayment Schedules
    Automatically generated repayment schedules with clear breakdowns of principal, interest, outstanding balance, and payment status.
  • Payment Registration & History
    Register payments easily and track complete payment history with segment-level accuracy.
  • Borrower Verification & Profiles
    Maintain verified borrower profiles with personal details, documents, employment, bank accounts, and active loans.
  • Multi-Module Structure
    Manage loan products, bank accounts, contracts, collateral, notes, and reports from a single system.
  • Export & Reporting
    Download repayment schedules and payment history as CSV for accounting and analysis.

Client side:

EchoVault is built to be transparent and user-friendly for borrowers, improving trust and reducing confusion.

  • Clear Loan Visibility
    Borrowers can clearly understand their loan amount, repayment schedule, interest, and remaining balance.
  • Structured Information
    Personal details, bank information, documents, and loan status are organised and easy to review.
  • Transparent Repayments
    Each payment shows exactly how much goes to interest and principal, with no hidden calculations.
  • Professional & Trust-Focused Interface
    A clean, modern design that builds confidence in the lending process.

Reports and Insighths

Gain clear, data-driven visibility into your lending operations. EchoVault provides structured reports on loans, repayments, and borrower activity — helping you track performance, identify risks early, and make informed decisions with confidence. Exportable data and accurate payment records ensure your financial insights are always reliable and audit-ready.

Comprehensive Reporting

Generate detailed reports on project status, workforce, and deadlines.

Shift & Time Analytics

Track employee shifts and logged hours for accountability.

Financial & Budget Tracking

Monitor costs and ensure financial efficiency.

AI-Powered Insights

Use predictive analytics for smarter planning and forecasting.

Customizable Dashboards

Tailor reports to your business priorities.

Export & Compliance

Export in multiple formats and keep audit-ready records.

Mobile App Version

EchoVault is fully optimised for mobile devices, allowing administrators and users to access essential loan information anytime, anywhere. Key data such as loan status, repayment schedules, and borrower details are presented in a clean, responsive layout — ensuring smooth use across phones and tablets without sacrificing clarity or control.

Key Highlights:

  • Mobile-Optimised Interface
    Clean and responsive design built for smooth navigation on all screen sizes.
  • Real-Time Loan Visibility
    Instantly view loan balances, repayment schedules, and payment status on the go.
  • Simplified User Experience
    Focused layouts that surface only the most important information when using mobile.
  • Secure Access Anywhere
    Safe and reliable access to loan data without relying on desktop systems.
  • Consistent Experience Across Devices
    The same structure and logic as desktop — no learning curve, no confusion.
  • Designed for Daily Operations
    Ideal for quick checks, reviews, and updates during day-to-day work.